NGNNigerian naira- Details
- NUBAN account number
- Rail
- NIP instant transfer
- 1 USD
- 1,328.09
One business account for seven currencies
Hold naira, cedi, shillings, rand, dollars, pounds and euros side by side. Get paid like a local in Lagos, London and New York, and convert only when the rate suits you.
- Free to open
- Verified in about a day
- No minimum balance
GBP account details
- Sort code
- 04-00-75
- Account
- 3192 6819
£40,000 receivedFrom Harbour Print Ltd, just now
Local details and local rails in every currency
Each balance comes with the details your customers already know how to pay into, and pays out on the fastest rail in that market.
NGNNigerian naira
GHSGhanaian cedi- Details
- Payout only
- Rail
- GhIPSS and mobile money
- 1 USD
- 11.72
KESKenyan shilling- Details
- Payout only
- Rail
- PesaLink and M-Pesa
- 1 USD
- 129.74
ZARSouth African rand- Details
- Payout only
- Rail
- RTC and PayShap
- 1 USD
- 16.52
GBPBritish pound- Details
- Sort code and account
- Rail
- Faster Payments
- 1 USD
- 0.76
USDUS dollar- Details
- Routing and account
- Rail
- ACH and Fedwire
- 1 GBP
- 1.32
EUREuro- Details
- Payout only
- Rail
- SEPA Instant
- 1 USD
- 0.89
More marketsPayouts only
Uganda, Tanzania, Rwanda, Côte d'Ivoire, Senegal, Egypt and the UAE.
All corridorsGet paid like a local, wherever your customers are
Share UK, US or Nigerian account details on your invoices. Customers pay with a normal local transfer, and the money lands in your Montra balance labelled with who paid and what for.
- Details ready in minutes after approval
- Incoming payments matched to open invoices
- No receiving fees on local transfers
Convert when the rate works for you
Set a target rate and Montra tells you the moment a pair reaches it. Convert in one tap, or lock the rate for 24 hours while you confirm the order.
- Rate alerts on any of 38 pairs
- 24-hour locks on Growth and Enterprise
- Every conversion shows the mid-market rate and our fee
Every entity, one login
Run your Lagos, Nairobi and London companies from one place, with separate balances, statements and approval rules for each.
- Switch entities without signing out
- Roles and limits per person
- Consolidated reporting in USD
Everything a finance team expects
Team roles
Give your accountant view-only access and your ops lead payment rights with limits.
Statements in every currency
Monthly PDF and CSV statements, ready for your auditors and your bank.
Accounting sync
Xero, QuickBooks, Sage and Zoho Books, with the rate and fees on every line.
Virtual accounts
Give each customer their own collection details so payments match themselves.
Safeguarded funds
Balances are held 1:1 in segregated accounts at regulated banks.
People who pick up
Support from Lagos, Nairobi and London, usually replying within minutes.
Account questions
Can't see your question? Ask our team.
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Talk to Ada in Lagos
Our team in Lagos, Nairobi and London usually replies within 6 minutes on weekdays.
Who can open a Montra account?
Registered businesses in Nigeria, Ghana, Kenya, South Africa, the UK and the EU. Sole traders and freelancers are on our roadmap for 2027.
How long does verification take?
Most businesses are approved within one working day. If we need anything else, we ask for it in a single message.
Do I get account details in every currency?
You get local collection details for NGN, GBP and USD. You can hold and pay out in GHS, KES, ZAR and EUR, and receive them by converting from another balance.
Is there a fee to receive money?
No. Receiving a local transfer into your Montra account details is free on every plan.